Government of United Arab Emirates
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Credit Insurance Companies

Etihad Credit Insurance (ECI)

ECI is the UAE’s export credit agency, offering innovative solutions to help UAE exporters, re-exporters and investors expand their international business. ECI products and services include trade credit insurance, financing for UAE companies and for their foreign customers and surety bonds.


  • Etihad Export Credit Insurance (or Etihad Credit Insurance – ECI) is a Public Joint Stock Company owned by the UAE Federal Government and the Government of the Emirate of Abu Dhabi, the Government of the Emirate of Dubai, the Government of the Emirate of Ajman, the Government of the Emirate of Ras Al Khaimah and the Government of the Emirate of Fujairah
  • It is a specialized state institution to support the export and re-export of UAE goods, works, services, and the foreign investments of UAE companies, through the provision of a range of export credit, financing and investment insurance products
  • It is the UAE’s national credit insurance agency, and is built from the ground up as a result of an initiative by the UAE Federal government in late 2017 to step up the development and implementation of its export support program. This project formed one of several measures drawn up to accelerate and sustain National Economic Diversification and Development.


Mission & Vision

Our Vision

To be recognized as the leading innovative world class export credit agency in the middle east

Our Mission

ECI is a specialized state institution, that supports the export and re-export of UAE goods, works, services, and the foreign investments of companies in the UAE, through the provision of a range of export credit, financing and investment insurance products.


Our Board Members

His Highness Sheikh Hamdan bin Rashid Al Maktoum


The Deputy Ruler of Dubai and the Minister of Finance of the UAE

H.E. Dr. Thani bin Ahmed Al Zeyoudi


UAE Minister of State for Foreign Trade

H.E. Rashid Abdul Karim Al Balooshi



H.E. Engr. Saed Alawadi


Chairman of Executive Committee

H.E. Dr. Abdulrahman Mohammed Ali Al Shayeb



H.E. Yousef Abdullah Al Awadi



H.E. Marwan Ahmed Al Ali



H.E. Saif Mohammad Al Shehhi



H.E. Abdullah Mohammad Al Yousuf



Mrs. Abeer Ali Abdooli




Mr. Massimo Falcioni



Our Products

Trade Credit Insurance

  • Export Credit Insurance which provides to UAE exporters against commercial and non-commercial risks. These include buyer’s insolvency/bankruptcy, buyer’s failure to pay, buyer refusing delivery of goods, foreign exchange transfer delay, import bans or cancellation of import license, payment moratorium, war, civil disorder, natural disasters.
  • Short / medium / long-term Credit Risk
  • Single Buyer Risk, Single Risk
  • Supply Risk

Surety Bonds

  • Bid Bonds (Temporary and Definitive) guarantee the commitment of the contractor during a foreign tender to sign the contract, as well as guarantees that the contractor awarding a contract complies with all of the obligations undertaken on signing the contract. Last guarantees compliance with contractual obligations, both “to do” (direct execution of works) and “to give”
  • Guarantees the repayment of advance payments made by the purchaser for the execution of the contract abroad in the event of non – fulfilment by the UAE company
  • Guarantees for customs duties : UAE businesses substitute the payment of duties related to customs operations with the establishment of surety bonds and through surety policies. The guarantees apply to temporary imports, customs deposits and periodic and/or deferred payments in the event of continuous customs operations
  • Guarantees for Employers in lieu of the bank guarantees that have to be given to the Ministry of Labour and Social Affairs for every new employee they hire

Export Financing

  • Post-shipment financing of exports through bills discounting with the commercial banks at concessional interest rates
  • Pre-shipment financing facilities for exporters through commercial banks against guarantees issued by ECI for working capital requirements, so as to meet and enhance the opportunity for their export sales

SME Protect

‘SME Protect’, an export trade credit solution, specifically designed for UAE-based SMEs to support their growth plans globally and assist them in entering high-growth markets.


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Contact Us

Etihad Towers, Level 18, P.O. Box 94200, Abu Dhabi, UAE

Rolex Tower, Level 29, P.O.Box. 29595 Dubai

Tel: +971 4 2454444